Cohen Health and Performance is Out of Network with health insurance and here is why this is important and better for you. At CHP, our therapists determine what YOU need to achieve your goals and we feel that being out of network allows us to accomplish your goals faster and more economically. We find that insurance companies often dictate the care you need that is in their best interest, not YOURS! This enables us to achieve amazing results with people that take their health seriously. At CHP, we do not believe in “cookie cutter or one size fits all” programs that simply do not work for people that wish to live fit, active and healthy lifestyles. At CHP, payment is due at the time of service however, we will provide you with receipts that you can use to submit to your health insurance provider for out of network reimbursement. Furthermore, you can use your flexible spending account or health savings account if you have one.